Sunshine Loan Centres exclusively represented by Broker, Sunshine Brokers Pty Ltd.

Questions & Answers

You must be employed.

Q. Is Sunshine Brokers a secure site?
Sunshine Brokers web site has a security certificate to protect your information - view certificate

Q. What type of loans do you finance?
We lend money for almost anything. Bond & rent, cars, bikes, boats, consolidation loans, medical, household goods, vehicle repairs, holidays, the list goes on – just ask us.

Q. Do you lend money to self employed people?
Yes we lend money for all sorts of things like – tools, tax, equipment etc.

Q How do I apply?
Simply fill in out the online loan application & it will be assessed by one of our many loans officers or call 1300 557 003.

Q How long does the loan process take?
Once your loan is approved, and signed, your cash will be express deposited into your bank account.

Q How do I repay the loan?
Your loan payments will be direct debited from your account each week or fortnight.

Q When can I submit my application?
We accept online applications 24 hours a day.

Q Can I repay the loan early?
Absolutely, you can pay as much as you like, as often as you like with no penalties.

Q What are the Minimum requirements to get a loan?
You must be employed, with a minimum income $550.00 take home pay per week. You must be able to satisfy us that you can comfortably afford your loan on your current budget and you must not have any major unpaid defaults. You will be asked to provide a drivers licence. Current bank statement with transactions, pay slip and vehicle rego papers. The rego papers that come in the mail, with windscreen sticker on it, as it has all the vehicle identifiers on it.

Q. Do I need security for my loan?
We consider unsecured loans up to $1000 provided you have stable employment and a reasonable credit history..

Q. How long do your loans go for?
Our loans generally go from 1 to 36 weeks..

Q. Do you do a search on my Credit History?
Yes we search everybody to help assess their application..

Q. Do you lend to people who are in bankruptcy or a part IV debt agreement?
No, unfortunately we can’t help you..

Q. What if I am on the Pension or unemployed?
Sorry we don’t lend money to Pensioners or unemployed people as it’s too tight on your budget..

Q. What if I need a few extra dollars during my loan?
Give us a call – we will try to help you..

Q. What are your office hours?
Office hours are Monday to Thursday 8.00am to 4.30pm..

Q. What if I am not happy about something you have done?
Please call, email or fax us and we will use every avenue to ensure we help you with your enquiry. If you are still not happy you can contact COSL.

 

Feel free to contact us if you have any futher questions that you might have...